Getting started

Tax and your money

Fees take a slice of your returns every year, and so can tax. These pages cover the UK rules that make the most difference for people building wealth: where to save, how to pay less tax on the way in, and how to pass it on.

• Coast FIRE calculator · checked 16 Oct 2026
• Take-home pay calculator · checked 16 Oct 2026
• Pensions and salary sacrifice · checked 15 Oct 2026
• The £100,000 tax trap · checked 15 Oct 2026
• Use every allowance · checked 15 Oct 2026
• Passing it on: inheritance tax · checked 15 Oct 2026
• ISAs and pensions · checked 15 Oct 2026

We re-check every figure after each Budget and at the start of each tax year. Next review: after the next Budget, and by 6 April 2027.

General information, not tax or financial advice: how the rules apply depends on your circumstances. For free, impartial guidance try MoneyHelper; for complicated cases, a regulated financial adviser or a chartered tax adviser. All tax pages.